What happens if a player I bet on is not in the starting XI?

Short Answer: In markets like 'Top Batsman' or 'Man of the Match', if the player you selected is **not named in the official starting XI (including the Sub/Impact Player)**, your bet is voided and your stake is returned.

1. Named but not Participating

If a player is in the starting XI but does not bat (because the team won before their turn) or does not bowl, the bet usually **stands as a loser**. The rule is: if they had the opportunity to participate as part of the team, the bet is active.

2. Concussion Replacements

In modern T20 rules, if a player is substituted due to a concussion, bets on the original player usually carry over to the replacement in specific 'Performance' markets, but you must check the individual bookmaker's T&Cs as this rule varies.